After a car crash, most people feel overwhelmed. Between dealing with doctors, mechanics, and insurers, the last thing you want to worry about is legal paperwork. But understanding the claim process—and having the right car accident attorney—can dramatically improve your outcome.
Step 1: Report the Accident
Call 911 immediately after the crash and ensure a police report is filed. Exchange insurance and contact information with the other driver, but avoid discussing fault.
Step 2: Get Medical Attention
Your health is the priority. Whether you visit the ER or your primary care doctor, make sure everything is documented. Medical records serve as crucial evidence in your claim.
Step 3: Notify Your Insurance
Let your insurance company know about the accident as soon as possible. Provide the basic facts, but don’t admit fault or speculate about your injuries. Keep it brief and factual.
Step 4: Contact an Attorney
This is where things can get complicated. A skilled lawyer will help:
- Determine who’s at fault and gather evidence
- Handle communication with all insurance companies
- Accurately value your claim
- Protect you from unfair settlement tactics
- Take your case to court if necessary
What If the Other Driver Was Uninsured?
Virginia allows drivers to pay a $500 fee instead of carrying insurance, so you may be hit by someone with no coverage. An attorney can explore options such as your own uninsured motorist policy or a lawsuit against the driver.
The Timeline for Legal Action
In Virginia, the statute of limitations for personal injury claims is two years from the date of the accident. Don’t wait too long—starting early increases your chances of success.
To navigate the legal and insurance challenges after a crash, turn to Waterman Law Centers in Hampton, VA. Their experienced car accident attorneys will help you pursue the compensation you need to move forward.
